MI SB0709

Amends MCL 500.2118 to modify underwriting rules for automobile insurance by adding reference to section 2116c alongside existing sections 2116a and 2116b.

Allows insurers to refuse coverage or limit automobile insurance based on failure to maintain proof of required insurance during the 6-month period preceding application, with specific exceptions outlined in sections 2116a, 2116b, and 2116c.

Maintains existing underwriting criteria for automobile insurance including driving record points, household member points, vehicle modifications, vehicle type, commercial use, payment deposits, comprehensive deductibles, religious abstinence from alcohol, and incidents of threats or assault against insurer employees.

Takes effect only upon enactment of Senate Bill No. 282 and Senate Bill No. 708 of the 102nd Legislature (tie-bar provision).