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MI SB1021
Bill
AI Summary
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Adds section 2a establishing that the Michigan Consumer Protection Act must be liberally construed to effectuate its purpose and that remedies provided are in addition to other legal remedies.
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Narrows the exemption in section 4(1)(a) by clarifying that specific methods, acts, or practices authorized under state or federal law are exempt only if expressly authorized, and not merely because they are part of an authorized transaction or subject to governmental regulation.
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Preserves exemptions for newspaper, periodical, radio, television, and other media publishers when publishing advertisements, unless the publisher knows or should know the advertisement is false, misleading, or deceptive, or has a direct financial interest in the advertised goods or services.
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Maintains existing exemptions for unfair or deceptive practices regulated under specified laws including the Banking Code of 1999, motor carrier laws, savings bank and credit union acts, and insurance code provisions.
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Shifts the burden of proof so that persons claiming exemption from the act must prove they qualify for an exemption.
Legislative Description
Consumer protection: unfair trade practices; applicability of consumer protection act; revise. Amends sec. 4 of 1976 PA 331 (MCL 445.904) & adds sec. 2a.
Consumer protection: unfair trade practices
Last Action
Referred To Committee On Finance, Insurance, And Consumer Protection
10/2/2024