MI SB1103

Prohibits unaccredited individuals from representing veterans or family members as agents or attorneys, but allows unaccredited individuals to provide other veterans' benefit services.

Requires written contingency fee agreements for initial disability benefit claims capped at 5 times the monthly benefit increase, with no initial fees permitted.

Prohibits compensation for services related to claims filed within 1 year of active-duty release unless the veteran signs a waiver acknowledging awareness of free available services.

Mandates background checks for individuals accessing veterans' medical or financial information and prohibits use of international call centers or data centers for processing veterans' personal information.

Requires service providers to disclose they are not government-affiliated, inform veterans of free government alternatives, and warn that benefit levels are not guaranteed.