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MI HB4714

Bill

Status

Engrossed

9/16/2025

Primary Sponsor

Mike Harris

Click for details

Origin

House of Representatives

103rd Legislature

AI Summary

  • Removes the felony classification for knowingly misrepresenting false financial condition under MCL 500.1325(3), which was previously a Class E public trust offense with a 5-year maximum sentence

  • Increases penalties for fraudulent insurance acts under MCL 500.4511, changing the base offense from Class F (4-year max) to Class E (5-year max)

  • Creates new tiered sentencing for insurance fraud: Class D (10-year max) under subsection (3), Class C (15-year max) under subsection (4), and Class B (20-year max) under subsection (5)

  • Replaces the former 10-year maximum for insurance fraud conspiracy/agreement with an expanded sentencing structure based on offense severity

  • Takes effect only if House Bill 4716 of the 103rd Legislature is also enacted into law

Legislative Description

Criminal procedure: sentencing guidelines; sentencing guidelines for fraudulent insurance acts; provide for. Amends sec. 15a, ch. XVII of 1927 PA 175 (MCL 777.15a). TIE BAR WITH: HB 4716'25

Criminal procedure: sentencing guidelines

Last Action

Referred To Committee On Finance, Insurance, And Consumer Protection

9/18/2025

Committee Referrals

Finance, Insurance, And Consumer Protection9/18/2025
Insurance7/1/2025

Full Bill Text

No bill text available