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MI HB4715

Bill

Status

Engrossed

9/16/2025

Primary Sponsor

Brenda Carter

Click for details

Origin

House of Representatives

103rd Legislature

AI Summary

  • Expands liability protections for reporting suspected insurance fraud to explicitly include the National Insurance Crime Bureau as a protected recipient of fraud information

  • Updates terminology throughout the insurance code, replacing "insurance bureau" with "department" and standardizing capitalization of "National Association of Insurance Commissioners"

  • Provides civil immunity from libel, slander, and other tort claims for insurers, their employees, and private individuals who report suspected fraud without malice to authorized agencies

  • Shields the National Insurance Crime Bureau, National Association of Insurance Commissioners, and their employees from civil liability for publishing official reports or bulletins unless they knowingly include false material information

  • Clarifies that immunity protections apply to those furnishing evidence or information in insurance fraud investigations, unless the person knowingly provides false material information

Legislative Description

Insurance: other; sharing of information concerning suspected or completed insurance fraud; allow. Amends sec. 4509 of 1956 PA 218 (MCL 500.4509).

State agencies (existing): insurance and financial services

Last Action

Referred To Committee On Finance, Insurance, And Consumer Protection

9/18/2025

Committee Referrals

Finance, Insurance, And Consumer Protection9/18/2025
Insurance7/1/2025

Full Bill Text

No bill text available