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MI HB4715
Bill
Status
9/16/2025
Primary Sponsor
Brenda Carter
Click for details
AI Summary
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Expands liability protections for reporting suspected insurance fraud to explicitly include the National Insurance Crime Bureau as a protected recipient of fraud information
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Updates terminology throughout the insurance code, replacing "insurance bureau" with "department" and standardizing capitalization of "National Association of Insurance Commissioners"
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Provides civil immunity from libel, slander, and other tort claims for insurers, their employees, and private individuals who report suspected fraud without malice to authorized agencies
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Shields the National Insurance Crime Bureau, National Association of Insurance Commissioners, and their employees from civil liability for publishing official reports or bulletins unless they knowingly include false material information
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Clarifies that immunity protections apply to those furnishing evidence or information in insurance fraud investigations, unless the person knowingly provides false material information
Legislative Description
Insurance: other; sharing of information concerning suspected or completed insurance fraud; allow. Amends sec. 4509 of 1956 PA 218 (MCL 500.4509).
State agencies (existing): insurance and financial services
Last Action
Referred To Committee On Finance, Insurance, And Consumer Protection
9/18/2025