MI HB5205

Requires health insurers to cover diagnostic breast examinations (mammography, MRI, ultrasound) used to evaluate abnormalities detected through screening or other means, following National Comprehensive Cancer Network Guidelines

Mandates coverage for supplemental breast examinations using MRI or ultrasound for individuals at increased risk due to personal/family medical history or dense breast tissue, even without suspected abnormalities

Eliminates dollar limits, deductibles, and copayments for all breast cancer screening and diagnostic coverage under this section

Changes gendered language from "woman" to "individual" for mammography screening eligibility requirements

Maintains existing screening mammography coverage: one exam for ages 35-39 during that 5-year period, and annual exams for individuals 40 and older