MI HB5436

Requires health insurers in Michigan to provide coverage for hearing aids and hearing-related services for qualified enrollees, with a maximum coverage of $3,000 per hearing aid every 36 months

Mandates annual adjustment of the maximum coverage amount beginning January 1, 2026, based on the Consumer Price Index

Allows enrollees to purchase hearing aids exceeding the coverage maximum, with the enrollee responsible for the difference

Permits insurers to apply standard cost-sharing provisions such as deductibles, co-insurance, and co-pays to hearing aid coverage

Defines qualified enrollees as those who have been evaluated by an audiologist and subsequently received a medical evaluation and referral from an otolaryngologist confirming candidacy for a hearing aid