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MI HB5545

Bill

Status

Introduced

2/19/2026

Primary Sponsor

David Martin

Click for details

Origin

House of Representatives

103rd Legislature

AI Summary

  • Updates the Consumer Financial Services Act to replace outdated agency references, changing "Office of Financial and Insurance Services" to "Department of Insurance and Financial Services" and "commissioner" to "director of the bureau"

  • Removes the Sale of Checks Act (1960 PA 136) from the list of financial licensing acts and from Class II license authorization

  • Adds the Money Transmission Modernization Act to the list of financial licensing acts, while maintaining the current Money Transmission Services Act only through June 30, 2026

  • Takes effect January 1, 2026, contingent on the enactment of House Bill No. 5544 (the tie bar bill)

Legislative Description

Financial institutions: other; consumer financial services act; revise internal references related to money transmission services. Amends sec. 2 of 1988 PA 161 (MCL 487.2052). TIE BAR WITH: HB 5544'26

Financial institutions: money transmitters

Last Action

Bill Electronically Reproduced 02/19/2026

2/24/2026

Committee Referrals

Finance2/19/2026

Full Bill Text

No bill text available