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MI HB5561

Bill

Status

Introduced

2/24/2026

Primary Sponsor

Tullio Liberati

Click for details

Origin

House of Representatives

103rd Legislature

AI Summary

  • Exempts earned wage access services licensed under the proposed Earned Wage Access Services Act from collection agency licensing requirements under Michigan's Occupational Code

  • Adds earned wage access licensees to the list of entities excluded from the definition of "collection agency" when collecting claims related to their earned wage access operations

  • Creates a tie bar with HB 5558, meaning this bill only takes effect if HB 5558 (the Earned Wage Access Services Act) is also enacted into law

  • Amends Section 901 of the Occupational Code (MCL 339.901) to update collection agency regulations and exemptions

Legislative Description

Consumer credit: collection practices; regulation of collection agencies in the occupational code; provide for exemption for certain earned wage access services. Amends sec. 901 of 1980 PA 299 (MCL 339.901). TIE BAR WITH: HB 5558'26

Consumer credit: collection practices

Last Action

Bill Electronically Reproduced 02/24/2026

2/26/2026

Committee Referrals

Regulatory Reform2/24/2026

Full Bill Text

No bill text available