MI SB0095

Prohibits hospitals from initiating or pursuing debt collection actions against patients if the hospital was not in material compliance with federal hospital price transparency laws on the date services were provided

Requires hospitals to publicly maintain a list of standard charges for at least 300 shoppable services, including negotiated rates by payer, discounted cash prices, and minimum/maximum negotiated charges, accessible free of charge on their website without registration

Allows patients to file civil action if they have evidence a hospital was non-compliant with price transparency requirements; hospitals cannot pursue collection while litigation is pending

If a court finds the hospital was out of compliance, the hospital must refund all amounts paid, pay a penalty equal to the total debt, dismiss any collection lawsuits with prejudice, pay attorney fees, and remove negative credit reports

Critical access hospitals have a 6-month grace period after the act's effective date before compliance is required