MI SB0291

Requires health insurers to cover all adverse consequences related to gender transition procedures or treatments, including short-term and long-term side effects

Mandates coverage for annual testing and screening to monitor the mental and physical health of enrollees who have undergone gender transition procedures

Requires coverage for any procedures or treatments necessary to reverse an enrollee's gender transition

Coverage must be provided regardless of whether the enrollee was covered under the policy at the time of the original gender transition procedure

Defines "gender transition" as medical processes that alter anatomy, physiology, or mental state to assist identification as the opposite biological sex, including surgery, hormone treatment, drugs, and therapy