MI SB0329

Prohibits automobile insurers from refusing coverage, limiting coverage, charging reinstatement fees, or increasing premiums solely because a person previously failed to maintain required no-fault insurance

Removes the January 1, 2022 deadline that previously limited protections for those with prior insurance lapses

Eliminates the requirement that applicants prove they maintained insurance for the 6-month period prior to applying for coverage

Removes failure to maintain prior insurance as a permitted basis for insurers' underwriting rules when deciding coverage eligibility

Repeals Section 2116a of the Insurance Code, which contained related lapse-of-coverage penalties