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MI SB0701

Bill

Status

Engrossed

3/11/2026

Primary Sponsor

Jonathan Lindsey

Click for details

Origin

Senate

103rd Legislature

AI Summary

  • Adds violation of the Medical Debt Protection Act as a prohibited unfair, unconscionable, or deceptive trade practice under Michigan's Consumer Protection Act.

  • Creates a new enforcement mechanism allowing medical debt interest rate violations to be pursued as consumer protection violations.

  • Includes a tie bar provision requiring Senate Bill 702 (the Medical Debt Protection Act) to be enacted before this bill takes effect.

  • Updates outdated gendered language throughout the Consumer Protection Act (replacing "his or her" with "the consumer's" or similar neutral terms).

  • Makes minor technical corrections to statutory cross-references in existing consumer protection provisions.

Legislative Description

Consumer credit: interest rates; maximum interest rate allowed for medical debt; modify. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: SB 0702'25

Health: other

Last Action

Referred To Committee On Health Policy

3/11/2026

Committee Referrals

Health Policy3/11/2026
Finance, Insurance, And Consumer Protection11/6/2025

Full Bill Text

No bill text available