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MI SB0748

Bill

Status

Introduced

12/16/2025

Primary Sponsor

John Damoose

Click for details

Origin

Senate

103rd Legislature

AI Summary

  • Updates statutory citations in Michigan's Credit Reform Act to reflect current naming conventions for the motor vehicle sales finance act, home improvement finance act, regulatory loan act, and other referenced laws

  • Changes the definition of "Commissioner" from the commissioner of the financial institutions bureau to the director of the department of insurance and financial services

  • Reformats the definition of "regulated lender" and "credit sale" into clearer subdivided lists while maintaining the same substantive coverage of depository institutions and licensed lenders

  • Contains a tie bar provision requiring Senate Bill No. 739 of the 103rd Legislature to be enacted into law before this amendatory act takes effect

Legislative Description

Consumer protection: other; citations to the motor vehicle sales finance act in the credit reform act; revise. Amends secs. 2 & 5 of 1995 PA 162 (MCL 445.1852 & 445.1855). TIE BAR WITH: SB 0739'25

Trade: vehicles

Last Action

Referred To Committee On Finance, Insurance, And Consumer Protection

12/16/2025

Committee Referrals

Finance, Insurance, And Consumer Protection12/16/2025

Full Bill Text

No bill text available