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MI SB0782
Bill
Status
2/11/2026
Primary Sponsor
Mallory McMorrow
Click for details
AI Summary
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Prohibits auto insurers from requiring applicants to list all household residents as a condition for obtaining a personal protection insurance policy under Michigan's no-fault insurance law
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Prevents insurers from denying coverage for a motor vehicle accident solely because a household member was not listed on the insurance application
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Amends Section 3114 of Michigan's Insurance Code (1956 PA 218) regarding personal protection insurance benefits
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Maintains existing priority rules for determining which insurer pays benefits in accidents involving multiple vehicles, motorcycles, or commercial transportation
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Sponsored by Senator McMorrow and referred to the Committee on Finance, Insurance, and Consumer Protection on February 11, 2026
Legislative Description
Insurance: no-fault; denial of claim based on failure to list all household members on policy; prohibit. Amends sec. 3114 of 1956 PA 218 (MCL 500.3114).
Insurance: no-fault
Last Action
Referred To Committee On Finance, Insurance, And Consumer Protection
2/11/2026