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MI SB0782

Bill

Status

Introduced

2/11/2026

Primary Sponsor

Mallory McMorrow

Click for details

Origin

Senate

103rd Legislature

AI Summary

  • Prohibits auto insurers from requiring applicants to list all household residents as a condition for obtaining a personal protection insurance policy under Michigan's no-fault insurance law

  • Prevents insurers from denying coverage for a motor vehicle accident solely because a household member was not listed on the insurance application

  • Amends Section 3114 of Michigan's Insurance Code (1956 PA 218) regarding personal protection insurance benefits

  • Maintains existing priority rules for determining which insurer pays benefits in accidents involving multiple vehicles, motorcycles, or commercial transportation

  • Sponsored by Senator McMorrow and referred to the Committee on Finance, Insurance, and Consumer Protection on February 11, 2026

Legislative Description

Insurance: no-fault; denial of claim based on failure to list all household members on policy; prohibit. Amends sec. 3114 of 1956 PA 218 (MCL 500.3114).

Insurance: no-fault

Last Action

Referred To Committee On Finance, Insurance, And Consumer Protection

2/11/2026

Committee Referrals

Finance, Insurance, And Consumer Protection2/11/2026

Full Bill Text

No bill text available