HF 3710 Summary

• Requires all consumer contracts to be written in clear and coherent language using words with common and everyday meanings and be appropriately divided and captioned by sections.

• Mandates that if contract negotiations occur in a language other than English, the final consumer contract must be written in that negotiated language.

• Makes contracts with material violations of language requirements voidable by the consumer.

• Establishes liability for persons committing material violations: actual, incidental, and consequential damages plus $500 statutory damages and reasonable attorney fees.

• Increases penalties for knowing violations to treble damages plus $2,500 in statutory damages.