MN SF3250

Requires every consumer contract to be written in clear, coherent language using words with common and everyday meanings and be appropriately divided with section captions.

Mandates that if contract negotiations occur in a language other than English, the final consumer contract must be written in that same language.

Makes a contract voidable by the consumer if it materially violates the non-English language requirement.

Imposes liability on violators for actual and consequential damages, $500 in statutory damages, and reasonable attorney fees; knowingly committing a violation results in treble damages and $2,500 in statutory damages.

Defines "person" as individuals, partnerships, corporations, and other business or legal entities for purposes of the statute.