MN HF2755

Includes motorcycles under the definition of "motor vehicle" for insurance purposes, effective January 1, 2013.

Requires motorcycle owners to provide a plan of reparation security with medical expense benefits of at least $250,000 and comparable income loss/funeral/survivor benefits instead of just liability coverage.

Removes the requirement that motorcycle riders under 18 wear helmets and replaces it with a universal helmet requirement, except for riders over 18 whose motorcycle has enhanced insurance coverage ($250,000 minimum benefits).

Requires owners of motorcycles with the helmet exemption option to display a special license plate, pay an additional $25 tax, and show proof of required insurance coverage.

Repeals the provision providing basic economic loss benefits to pedestrians struck by motorcycles, making motorcycle owners responsible for their own non-fault injury costs.