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MN HF3029

Bill

Status

Introduced

4/24/2012

Primary Sponsor

Joe Mullery

Click for details

Origin

House of Representatives

87th Legislature 2011-2012

AI Summary

  • Requires lenders to offer foreclosed residential property for sale to the former owner after the redemption period expires
  • Property must be offered at a price no higher than what the lender could reasonably expect to obtain in an arm's-length sale
  • Lender must include financing for the former owner's purchase at the lowest interest rate available from the lender
  • Offer must remain available for at least 60 days and monthly payments must comply with U.S. Department of Housing and Urban Development guidelines
  • Effective August 1, 2012

Legislative Description

Lenders required to make postforeclosure offers to former homeowners.

Last Action

Introduction and first reading, referred to Commerce and Regulatory Reform

4/24/2012

Committee Referrals

Commerce and Regulatory Reform4/24/2012

Full Bill Text

No bill text available