MN SF2000

Amends Minnesota Statutes section 325N.01 to expand the scope of foreclosure consultant regulations.

Modifies the exemption for residential mortgage originators and servicers to apply all provisions of sections 325N.01 to 325N.09 when they negotiate or offer to negotiate terms or conditions of existing residential mortgage loans.

Replaces limited reference to "section 325N.04, clause (1)" with comprehensive application of entire foreclosure consultant statute sections 325N.01 to 325N.09 for mortgage originators handling loan modifications.

Maintains existing definitions and exemptions for attorneys, debt management providers, real estate brokers, accountants, government-authorized entities, and nonprofit tax-exempt organizations offering foreclosure counseling.