MN SF227

Renames the Division of Alcohol and Gambling Enforcement to the Division of Alcohol, Gambling, and Electronic Fraud Enforcement within the Department of Public Safety to enhance enforcement of identity theft and fraud crimes.

Authorizes the director of the division to issue administrative subpoenas to telecommunications providers for account information (email, phone numbers, Internet access) related to investigations of identity theft and electronic fraud.

Requires telecommunications providers to respond to administrative subpoenas within five business days and mandates they suspend or terminate accounts used for fraud upon director notification, with liability for noncompliance.

Establishes requirements for money transmitters including antifraud programs, verification of recipient identity with government-issued photo ID, asking customers about suspected fraud before processing transfers, and reporting suspicious transactions to the director.

Imposes a $5 fraud protection fee on each money transfer over $100 to fund enforcement activities, with fees submitted monthly to the commissioner of public safety.