MN SF2313

Permits registered private-sector entities and individuals to administer unified personal health premium accounts that receive contributions from multiple sources (employers, individuals, family members, charities) for paying health insurance premiums.

Restricts administrators to licensed insurance producers, licensed risk management vendors, or federally/state-chartered banks and credit unions, with registration fees of $250 for initial registration and $50 for three-year renewals.

Requires administrators to maintain records supporting tax advantages under Internal Revenue Code sections 105, 106, and 125, segregate contributor funds, and allow contributors to restrict fund use to specific types of health insurance.

Allows unified personal health premium account administrators to receive defined contributions from the Healthy Minnesota program to subsidize premium payments for eligible individuals.

Repeals previous provisions in Minnesota Statutes section 62L.12, subdivisions 3 and 4.