MN HF80

Establishes a six-year limitation period for actions based on consumer debt for personal, family, or household purposes, which is not revived by payment, bankruptcy discharge, or reaffirmation of the debt.

Requires parties seeking default judgments on assigned consumer debt to submit specific documentation including the original contract, proof of debt ownership, chain of assignment, and evidence the amount claimed is accurate.

Mandates that district court plaintiffs mail notice of intent to apply for default judgment to defendants at least 14 days before seeking judgment, using a standardized form that explains the lawsuit and defendant's right to respond.

Sets bail at $50 for the first contempt violation for failure to comply with judgment debtor disclosure requirements in consumer debt cases; subsequent violations allow courts to set bail after considering aggravating and mitigating factors.

Allows courts to enter administrative default judgments without a hearing if submitted evidence satisfies statutory requirements, or to hold a hearing at the court's discretion.