MN SF2049

Authorizes utilities (public utilities, municipal utilities, and cooperative electric associations) to include on-bill repayment programs in their conservation improvement plans, allowing customers to finance energy conservation or renewable energy projects through installment loans originated by eligible lenders.

Defines eligible lenders as entities with federal or state charter and federal deposit insurance, government entities with authority for energy efficiency financing, utility joint ventures, or commissioner-licensed lenders.

Prohibits utilities from suspending or terminating service for loan delinquency or default; requires partial bill payments to be credited first to utility service charges before loan installments.

Limits loan obligations to the original borrower only and prohibits transferring debt to subsequent property occupants; allows successor tenants in multifamily buildings to voluntarily assume loan balances if they agree in writing.

Requires utilities filing integrated resource plans to include a narrative describing costs, opportunities, and technical barriers to achieving state greenhouse gas emission reduction goals under Minnesota Statutes section 216H.02, subdivision 1.