MN SF2630

Eliminates MNsure's power to "select" health plans, requiring instead that all health plans meeting federal certification requirements under section 1311(c)(1) of the Affordable Care Act be permitted to participate.

Replaces discretionary selection criteria (affordability, quality, market stability, etc.) with mandatory certification requirements, including essential health benefits, approved premiums and policy forms, and appropriate coverage levels.

Requires health carriers offering plans through MNsure to also offer at least one silver-level and one gold-level plan, provide coverage at all metal levels for individuals under 21, charge identical premiums regardless of distribution channel, and avoid cancellation fees.

Allows health plans to exclude essential pediatric dental benefits if MNsure certifies that qualified dental plans are available as supplements and the health carrier makes prominent disclosures to consumers.

Permits dental organizations to offer stand-alone dental plans through MNsure and allows health carriers and dental organizations to jointly offer comprehensive plans with dental benefits provided by the dental organization.