MN SF33

Prohibits imprisonment for civil contempt in consumer debt cases, limiting penalties to fines only, effective August 1, 2013.

Establishes a six-year statute of limitations for actions on consumer debt for personal, family, or household purposes, which cannot be revived by payment, bankruptcy discharge, or reaffirmation of debt.

Requires parties seeking default judgments on assigned consumer debt to submit documentation including the original contract, proof of debt ownership, chain of assignment, itemized amount owed with fees and interest breakdown, proof of proper service, and notice of the default judgment motion.

Applies to motions for default judgment filed on or after August 1, 2013.

Removes provisions allowing cash bail from civil contempt citations to be applied toward satisfying consumer debt judgments.