MN HF2641

Adds debt settlement services providers to the list of exemptions from debt management services provider regulations in Minnesota Statutes section 332A.02.

Expands the definition of "creditor" under debt settlement services regulations to include federal government, state government, and their political subdivisions to which delinquent taxes are owed.

Expands the definition of "debt settlement services" to include offering advice or acting as an intermediary between a debtor and government entities to delay payment of delinquent taxes, establish payment plans for delinquent taxes, or obtain settlements for less than the full amount of delinquent taxes owed.

Prohibits debt management services agreements from containing clauses selecting a law other than Minnesota law or a venue other than the state of Minnesota for governing or enforcing the agreement.