MN SF2490

Defines "financial institution" to include banks, savings banks, credit unions, trust companies, and regulated lenders under chapter 56 located in Minnesota.

Prohibits financial institutions from refusing services to customers based on race, color, creed, religion, disability, national origin, marital status, sexual orientation, or sex.

Specifies that service refusals include denying account opening or closing existing accounts.

Requires financial institutions to provide written reasons for service denials within 10 working days of a customer's written request made within 30 days of denial.

Mandates financial institutions specify which state or federal law required the service refusal, if applicable.