MN SF2869

Adds debt settlement services providers to the list of exempted entities under Minnesota's debt management services regulations, preventing them from being regulated as debt management services providers.

Expands the definition of "creditor" in debt settlement services law to include federal, state, and local governments to which delinquent taxes are owed.

Extends the definition of "debt settlement services" to include activities involving negotiation, payment plans, or settlements for delinquent tax debt owed to governmental entities.

Prohibits debt management services agreements from containing clauses that select non-Minnesota law or venues outside Minnesota for dispute resolution or governance.