MN HF212

Adds definition of "individual health plan" to Minnesota Statutes section 60K.31, referencing the definition in section 62A.011, subdivision 4.

Requires health carriers to allow policyholders or applicants to select or change their agent of record within 30 days of receiving the agent of record agreement, effective upon the next premium cycle.

Mandates that health carriers pay standard commissions and service fees to the policyholder's agent of record or assignee if the premium rate includes producer commission costs approved by the commissioner.

Prohibits health carriers from offering, renewing, or failing to renew individual health plans based solely on the plan's commission-paying status.

Clarifies that health carriers are not required to pay commissions or service fees unless the rate for the individual health plan has been approved by the commissioner with producer commission costs included in the filed rate; effective January 1, 2017.