MN HF3567

Adds watercraft to the list of vehicles that can be insured under Minnesota's statutory insurance lines for automobiles and other vehicles.

Clarifies that when a policyholder is transferred to an affiliate insurer, documents previously signed or approved by the policyholder remain valid and enforceable to the same extent as policy renewal with the original insurer.

Prohibits persons convicted of insurance fraud, employment of runners, or federal/state fraud crimes related to no-fault automobile insurance from enforcing contracts for payment of services against insured parties; allows conviction sanctions to be removed after five years through district court petition.

Expands the definition of "policy" under affinity program regulations to include individually underwritten homeowner's insurance, private passenger vehicle insurance, and policies for domestic animal insurance and commercial policies as defined by the commissioner.