MN HF4277

Consumer reporting agencies may charge $5 for placing, temporarily lifting, or removing a security freeze, with three exemptions from the fee.

Identity theft victims are exempt from fees if they provide a valid police report or police case number documenting the identity theft.

Consumers who are notified of a data breach affecting their consumer report information are exempt from security freeze fees under these actions.

Consumers may be charged up to $5 for failing to retain their personal identification number, but receive one free reissuance and pay maximum $5 for subsequent losses.

Payment methods include check, money order, or credit card for mail requests, and credit card only for telephone or electronic media requests.