SF879 Summary

• Authorizes the Minnesota Joint Underwriting Association to provide liquor liability insurance and medical malpractice insurance to eligible health care providers unable to obtain coverage through ordinary market methods.

• Expands the association's board of directors from 11 to 15 members, including representatives of medical malpractice insurers, personal injury liability insurers, health care providers, and public members.

• Creates three separate accounts within the association for administration and assessment: property and casualty insurance, personal injury liability insurance for liquor, and personal injury liability insurance for medical malpractice.

• Repeals the separate Medical Malpractice Joint Underwriting Association statutes (Chapter 62F) and consolidates medical malpractice insurance operations under the broader Minnesota Joint Underwriting Association framework.

• Requires medical malpractice coverage applicants to obtain at least 60 percent of gross revenues from Minnesota resident patients and establishes specific underwriting standards and rate-setting procedures based on actuarial principles.