HF1373 Bill Summary

• Defines "newly eligible individual" as anyone who becomes eligible for Medicare on or after January 1, 2020, either by reaching age 65 or qualifying due to disability.

• Prohibits Medicare supplemental policies from covering 100 percent or any portion of the Medicare Part B deductible for newly eligible individuals across all plan types (basic, extended basic, 50/75 percent coverage, high deductible, and Medicare select plans).

• Applies the Medicare Part B deductible restriction to qualified Medicare supplement plans sold to newly eligible individuals starting January 1, 2020, while maintaining 100 percent coverage of other deductibles and 80 percent coverage of other qualified services.

• Requires all Medicare supplemental plans offered in Minnesota to comply with the new federal conforming requirements regarding coverage limitations for newly eligible individuals.

• Makes changes effective the day following final enactment, with coverage requirements applying to policies sold or issued on or after January 1, 2020.