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MN HF1910

Bill

Status

Introduced

2/28/2019

Primary Sponsor

Gregory Davids

Click for details

Origin

House of Representatives

91st Legislature 2019-2020

AI Summary

  • Prohibits private passenger auto insurance providers in Minnesota from requesting payment information (credit card, bank account, cash, or check) from prospective customers without first completing required underwriting reviews
  • Requires insurers to review the applicant's Minnesota driving record before requesting payment
  • Requires insurers to review the applicant's loss history before requesting payment
  • Requires insurers to conduct an insurance scoring procedure (if applicable) that has been filed with the commissioner and is used for underwriting purposes
  • Allows insurers to complete these reviews either directly or through a database accepted by the insurance commissioner

Legislative Description

Motor vehicle insurance quote practices prohibited.

Last Action

Introduction and first reading, referred to Commerce

2/28/2019

Committee Referrals

Commerce2/28/2019

Full Bill Text

No bill text available