Loading chat...
MN HF2639
Bill
Status
3/21/2019
Primary Sponsor
Glenn Gruenhagen
Click for details
AI Summary
-
Modifies individual and small group health insurance underwriting and renewal requirements, including allowing preexisting condition limitations for 12 months (instead of 18) and establishing premium rate variations limited to 25% above or below standard rates for both markets.
-
Creates the Minnesota Health Risk Pool Association to reimburse health carriers for claims of individuals with specified high-cost conditions, funded through assessments on health insurers and taxes on health maintenance organizations.
-
Establishes unified personal health premium accounts allowing individuals to receive contributions from multiple sources (employers, family, government) to pay health insurance premiums, administered by registered entities.
-
Creates the Minnesota Health Contribution Program providing monthly defined contributions to MinnesotaCare enrollees earning 200% or more of federal poverty level to purchase individual health plans.
-
Repeals extensive health plan market rules (Chapter 62K) that regulated metal levels, accreditation, network adequacy, and open enrollment requirements; requires the commissioner to request federal waivers for provisions needing approval.
Legislative Description
Health insurance underwriting, renewability, and benefit requirements modified; Minnesota health risk pool program created; unified personal health premium account creation allowed; Minnesota health contribution program created; health plan market rules eliminated; and waivers requested.
Last Action
Introduction and first reading, referred to Commerce
3/21/2019