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MN HF3734
Bill
Status
Introduced
2/24/2020
Primary Sponsor
Jay Xiong
Click for details
AI Summary
- Collection agencies and collectors must record and retain each consumer's language preference during debt collection attempts.
- Debt collectors must provide debt validation notices in the debtor's preferred language upon request.
- Collection agencies must wait 30 days after providing a validation notice before collecting on a debt.
- Debt collectors must provide a simple glossary of common debt collection terms in the debtor's preferred language when the language preference is indicated or upon request.
- Debt collectors must provide accurate and complete interpretations or written translations of all debt-related correspondence in the debtor's preferred language.
Legislative Description
Debt collectors required to provide information in the preferred language of the debtor.
Last Action
Introduction and first reading, referred to Commerce
2/24/2020
Committee Referrals
Commerce2/24/2020
Full Bill Text
No bill text available