Loading chat...

MN HF3734

Bill

Status

Introduced

2/24/2020

Primary Sponsor

Jay Xiong

Click for details

Origin

House of Representatives

91st Legislature 2019-2020

AI Summary

  • Collection agencies and collectors must record and retain each consumer's language preference during debt collection attempts.
  • Debt collectors must provide debt validation notices in the debtor's preferred language upon request.
  • Collection agencies must wait 30 days after providing a validation notice before collecting on a debt.
  • Debt collectors must provide a simple glossary of common debt collection terms in the debtor's preferred language when the language preference is indicated or upon request.
  • Debt collectors must provide accurate and complete interpretations or written translations of all debt-related correspondence in the debtor's preferred language.

Legislative Description

Debt collectors required to provide information in the preferred language of the debtor.

Last Action

Introduction and first reading, referred to Commerce

2/24/2020

Committee Referrals

Commerce2/24/2020

Full Bill Text

No bill text available