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MN HF4341

Bill

Status

Introduced

3/11/2020

Primary Sponsor

Tou Xiong

Click for details

Origin

House of Representatives

91st Legislature 2019-2020

AI Summary

  • Collection agencies and collectors must record and retain each consumer's language preference when attempting to collect a debt
  • Debt collectors must provide validation notices for proof of debt in the debtor's preferred language upon request
  • Collection agencies must wait 30 days from providing a validation notice before attempting to collect on a debt
  • Debt collectors must provide a simple glossary of common debt collection terms in the debtor's preferred language at the time language preference is indicated and upon any subsequent request
  • Collection agencies must provide accurate and complete interpretation or written translation of all debt-related correspondence in the debtor's preferred language

Legislative Description

Debt collectors required to provide information in preferred language of debtor.

Last Action

Introduction and first reading, referred to Commerce

3/11/2020

Committee Referrals

Commerce3/11/2020

Full Bill Text

No bill text available