S.F. No. 3930 - Summary

• Limits cost-sharing requirements to a maximum of $25 per visit for the first four outpatient mental health service visits occurring within a contract year.

• Requires cost-sharing imposed on the first four visits to be applied toward the enrollee's annual deductible and out-of-pocket maximum amount.

• Applies to group health insurance policies, nonprofit health service plan subscriber contracts, and nongroup policies issued or delivered in Minnesota.

• Defines "cost-sharing" to include deductibles, coinsurance, and co-payments, but excludes premiums, balance billing for non-network providers, and noncovered services.

• Requires the Commissioner of Commerce to submit annual compliance reports beginning June 1, 2021, detailing enforcement actions and mental health parity protections under state and federal law.