MN HF87

Licensed peace officers must obtain professional liability insurance coverage in an amount equal to current municipal liability limits under section 466.04 and maintain continuous coverage throughout employment.

Licensed peace officers are personally liable for all claims arising from their acts or omissions during paid on-duty time or approved off-duty work, unless the claim exceeds their insurance policy limit.

Employing agencies and other public or private organizations are prohibited from assuming liability on behalf of peace officers or their insurance for covered claims.

Municipalities must defend and indemnify all employees other than licensed peace officers for damages claimed against them during performance of official duties, provided they were not guilty of malfeasance, willful neglect, or bad faith.

Employing agencies may reimburse officers only for the base rate of required liability insurance policies, but cannot cover additional premium costs resulting from personal or claims history.