MN HF1067

Removes outdated provision allowing Wisconsin driver's licenses without photographs to satisfy identification requirements for checking account applications.

Adds exception to account denial rules for programs designed to expand financial services access to unbanked individuals, even if they have prior dishonored check closures or check-related criminal convictions.

Increases the maximum service charge financial institutions may impose for dishonored checks on non-issuers from $4 to $10.