HF11 Summary

• Establishes transitional cost-sharing reduction subsidy of $75 per month for individuals enrolled in gold level health plans through MNsure for 2023-2024 plan years only.

• Creates transitional premium subsidy of $125 per month for qualified individuals in any metal level health plan through MNsure for January 1, 2023 through December 31, 2024, contingent on American Rescue Plan Act premium tax credit provisions not being extended beyond December 31, 2022.

• Expands MinnesotaCare eligibility to allow individuals with incomes above current limits to enroll through a public option effective January 1, 2025, pending federal approval, with lawfully present noncitizens becoming eligible for coverage as of January 1, 2024.

• Establishes small employer transitional health care credit allowing qualified employers (fewer than 50 employees) to claim 50 percent tax credit for employee health care expenses for taxable years 2023-2024.

• Requires commissioner of human services to develop small employer public option allowing employees of businesses with fewer than 50 employees to receive employer contributions toward MinnesotaCare and present recommendations to legislature by December 15, 2023.

• Directs commissioner to submit implementation plan and report comparing service delivery and payment system models for MinnesotaCare by January 15, 2024.