MN HF1829

Prohibits life insurance, long-term care insurance, and disability insurance carriers from declining or limiting coverage based solely on an individual's status as a living organ or bone marrow donor.

Prevents insurers from discriminating in premium rating, offering, issuance, cancellation, amount of coverage, or any other condition based on donor status without additional actuarial risks.

Applies to insurance policies issued and renewed on or after August 1, 2022.

Amends Minnesota Statutes 2020, section 72A.20, by adding subdivision 41.