HF 415 Summary

• Limits health plan cost-sharing for the first four outpatient mental health service visits to a maximum of $25 per visit within a contract year.

• Cost-sharing imposed on the first four visits must be applied toward the enrollee's annual deductible and out-of-pocket maximum, and includes deductibles, coinsurance, and co-payments but excludes premiums and balance billing.

• Applies to group health insurance policies, nonprofit health service plans, and individual health plans offered in Minnesota or covering Minnesota residents.

• Requires mental health therapy visits and medication maintenance visits to be treated as primary care visits for cost-sharing purposes, regardless of the provider's professional license.

• Mandates annual compliance reports from the Commissioner of Commerce and Commissioner of Health, beginning June 1, 2021, detailing enforcement actions and corrective measures related to mental health parity requirements.