MN HF442

Collection agencies and collectors must record and retain each consumer's language preference when attempting to collect a debt.

Debt collectors must provide debt validation notices in the debtor's preferred language upon request.

Collection agencies must wait 30 days from providing a validation notice before collecting on a debt.

Debt collectors must provide a simple glossary of common debt collection terms in the debtor's preferred language at the time the language preference is indicated and upon any subsequent request.

Debt collectors must provide accurate and complete interpretation or written translation of all debt-related correspondence in the debtor's preferred language.