S.F. No. 3394 - Coverage of Infertility Treatment

• All health plans providing maternity benefits to Minnesota residents must cover infertility diagnosis and treatment procedures deemed medically necessary by a treating provider and recognized by the American Society for Reproductive Medicine or American College of Obstetrics and Gynecologists.

• Required coverage includes ovulation induction, ovulation monitoring devices, artificial insemination, oocyte retrieval, in vitro fertilization, gamete intrafallopian transfer, oocyte replacement, cryopreservation, and gamete micromanipulation.

• Coverage for surgical reversal of elective sterilization and expenses for donor gamete purchase are excluded from the mandate.

• Cost-sharing requirements (co-payments, deductibles, coinsurance) for infertility coverage cannot exceed the cost-sharing requirements for maternity coverage under the same plan.

• Effective August 1, 2022, for all health plans issued or renewed on or after that date; excludes health plans offered under Minnesota chapters 256B and 256L.