MN HF2607

No health plan covering physical or mental health services may be offered, sold, issued, or renewed in Minnesota if it excludes coverage for medically necessary gender-affirming care.

Health plans cannot apply a more restrictive definition of "medically necessary care" to gender-affirming treatments than the standard definition provided in the statute.

"Medically necessary care" is defined as health care services appropriate in type, frequency, level, setting, and duration that help restore or maintain health or prevent deterioration of the enrollee's condition, consistent with generally accepted practice parameters.

"Gender affirming care" includes all medical, surgical, counseling, or referral services (including telehealth) that support and affirm an individual's gender identity or gender expression and are legal under Minnesota law.

The requirement applies to all health plans as defined in Minnesota Statutes chapter 62Q, plus specific coverages listed in chapter 62A.