HF 2798 Summary

• Establishes the Minnesota Health Plan to provide universal health coverage for all Minnesota residents with no premiums for low-income residents, no deductibles, co-pays, or coinsurance.

• Creates governance structure including a 15-member Minnesota Health Board, regional health planning boards, Office of Health Quality and Planning, an independent ombudsman for patient advocacy, and an auditor general to oversee fraud and abuse.

• Covers all medically necessary services including medical, dental, vision, hearing, mental health, substance abuse treatment, prescription drugs, long-term care, and home care.

• Establishes the Minnesota Health Fund with separate accounts for medical services, prevention, program administration, training and development, health service research, capital expenditures, and reserves; funded through income-based premiums and a business health tax.

• Requires implementation within two years and seeks a federal Section 1332 waiver to redirect Affordable Care Act subsidies and other federal health funding to the state plan.