MN HF4280

Establishes new licensing requirements for virtual-currency kiosks under Minnesota Statutes chapter 53B, defining kiosks as electronic terminals that facilitate virtual currency exchange.

Requires kiosk operators to disclose the daily transaction limit and the difference between the kiosk's sale price and current market price, with customer acknowledgment.

Imposes a $2,500 daily transaction limit per person at virtual-currency kiosks.

Mandates that kiosk operators provide full refunds within 72 hours for first-time transactions or transactions involving virtual currency wallets located outside the United States.

Requires kiosk operators to document the licensee's liability for nondelivery or delayed delivery, virtual currency addresses involved, and the refund policy in transaction records.