MN HF2398

Modifies the Commerce Department technology account provisions, changing mandatory surcharge reduction to discretionary when the account balance exceeds $2,000,000 and requiring annual review of costs to determine surcharge adjustments

Allows financial institutions to close deposit accounts the same day as sending notice if the account holder has engaged in disruptive, hostile, or harassing behavior toward employees or customers

Permits safe deposit box leases to renew automatically at the end of the lease term, with consumers able to terminate in writing or as described in the lease

Reduces the minimum number of external review organizations required for independent review of adverse health plan determinations from "at least three" to "more than one," while removing the Commissioner of Administration's consultation role

Directs the Commissioner of Commerce to adopt expedited rules updating Minnesota Rules part 2876.5021 to reflect FINRA's current name (replacing NASD) and comply with current securities broker-dealer conduct rules